September 30, 2025
AgencyFlood Insurance Tips for Miami Homeowners
Living in means enjoying beautiful weather and vibrant communities, but it also means facing unique risks, especially when it comes to flooding. At , we know how important it is for homeowners to understand their insurance options and take steps to protect their properties. Understanding the Difference: Flood Insurance vs. Homeowners Insurance One common misconception […]
August 26, 2025
AgencyWind Coverage in Florida
In hurricane-prone areas like , wind coverage isn’t just a nice-to-have; it’s often a necessity. High winds from tropical storms and hurricanes can cause widespread damage to roofs, windows, siding and other structures. Standard homeowners insurance may offer some protection, but in , wind coverage is often handled as a separate line item or even […]
July 15, 2025
AgencyWhat’s the Right Insurance Coverage for High-Value Homes?
Standard homeowners insurance may fall short when it comes to protecting high-value properties, typically those worth over $750,000. These homes often feature custom architecture, luxury finishes, and valuable personal belongings that require more specialized coverage. Choosing the right insurance is essential to safeguard your investment and avoid costly surprises. Why Standard Policies May Not Be […]
June 25, 2025
AgencyHow to Read and Understand Your Home Insurance Policy
Knowing how to read your home insurance policy can be key to safeguarding both your property and your financial well-being. While the document may seem dense and filled with legal jargon, breaking it down into key sections can help you understand what’s covered—and what’s not. Tips for Reading Your Homeowners Insurance Policy The following are […]
May 27, 2025
AgencyCyber Insurance in the Age of AI
As artificial intelligence (AI) becomes deeply embedded in business operations, the digital risk landscape is evolving rapidly. From automated decision-making to predictive analytics, AI offers immense benefits, but it also introduces new vulnerabilities. Cyber insurance has emerged as a critical tool for managing these risks, offering financial protection and operational resilience in the face of […]
April 24, 2025
AgencyIs Wind Coverage Available in Florida?
Given ’s vulnerability to hurricanes and tropical storms, understanding wind coverage options becomes crucial for homeowners. While wind damage is a concern for property owners throughout the state, there’s often confusion about how this coverage works within ’s insurance landscape. Clarifying wind coverage availability and considerations may prove helpful to residents. Wind Coverage and Home […]
March 26, 2025
AgencyCommercial Auto Insurance–Nuclear Verdicts
The rise of “nuclear verdicts” has significantly impacted the landscape of commercial auto insurance. These legal judgments, often exceeding $10 million, have created a ripple effect throughout the insurance industry. The Rise of Nuclear Verdicts Nuclear verdicts have become increasingly common over the past decade, driven by several key factors. One of the primary drivers […]
February 24, 2025
AgencyWhat Types of Insurance Do I Need?
Regardless of responsible planning and personal risk mitigation, you and your family may eventually face unexpected situations that exceed your financial limitations. Your home, personal belongings, health and other aspects of your life could all be imperiled by various incidents and situations. At , we’re equipped with the knowledge and experience to help you acquire […]
October 29, 2024
AgencyDo Motorcycle Insurance Holders Have Roadside Assistance?
Whether you have roadside assistance with your motorcycle insurance coverage varies depending on the insurance provider and the specific policy. What is Roadside Assistance? Roadside assistance is a service designed to help you when your motorcycle breaks down or encounters other issues while you’re on the road, and may include the following: Towing service—If your […]
August 22, 2024
AgencyWhat You Need to Know When Filing a Homeowners Insurance Claim
As a responsible homeowner, you likely understand the importance of purchasing and maintaining the right homeowners insurance policy. However, when the time comes to file a homeowners insurance claim against your coverage, the process may be complicated or confusing. With this in mind, you should prepare yourself so that you don’t have to learn about […]