Auto Insurance in Miami, FL
In Miami, Florida, where traffic jams and unpredictable weather are common, having auto insurance is truly essential for driver protection. Auto insurance can offer financial security against accidents, theft and other unexpected events, ensuring you and your vehicle are covered when needed.
Florida Insurance Group offers expert advice, excellent customer service and competitive rates. We aim to find the right coverage for you at the best possible price.
What Do Auto Policies Cover?
Auto insurance typically includes several types of coverage:
- Liability coverage—Property damage liability is mandatory in Florida and can cover property damage that you may cause to others in an accident. Bodily injury liability is also recommended and can help pay for injuries you cause.
- Personal injury protection—Also required in Florida, this can cover medical expenses and lost wages for you and your passengers, regardless of who is at fault in an accident.
- Collision coverage—This optional coverage may pay for damage to your vehicle caused by a collision with another car or object.
- Comprehensive coverage—Also optional, this can cover damage to your vehicle from non-collision events such as theft, vandalism, fire or natural disasters.
- Uninsured/underinsured motorist coverage—This coverage can protect you if you’re involved in an accident with an at-fault driver with insufficient or no insurance.
How Does This Work?
Auto insurance can provide financial coverage for specified losses in exchange for a premium. You pay regularly, and the insurer can cover damages up to policy limits. In a covered event, you file a claim, and the insurer evaluates and can compensate per your policy terms.
Is it Cheaper if You Bundle?
Yes, bundling auto insurance with home or renters insurance can save you money. Many insurers can offer discounts for bundling, reducing costs and simplifying policy management.
Why Choose Florida Insurance Group?
Miami, Florida, residents seeking reliable and affordable auto insurance can trust Florida Insurance Group. As a local independent agent, we can offer a personalized service to meet your insurance needs. Contact us today to stay protected on the road.