Commercial Auto Insurance in Miami, FL
Many companies rely on vehicles to keep their operations running smoothly. At Florida Insurance Group, we’re dedicated to helping business owners like you understand the basics of commercial auto insurance and the importance of carrying this policy.
What Does It Cover?
A standard commercial auto insurance policy can offer the following coverage:
- Bodily injury liability coverage can help pay for third-party medical expenses due to an accident your employee caused while operating a company vehicle.
- Property damage liability coverage can cover the damage you or an employee caused to someone else’s property.
- Collision coverage can cover your car’s repair costs after hitting an object or another vehicle.
- Comprehensive coverage can cover losses caused by theft, vandalism, fire or weather events.
- Hired and non-owned auto coverage can be beneficial if you or an employee’s vehicle is damaged while used for business purposes.
- Uninsured/underinsured motorist coverage can cover your losses if your vehicle is hit by a driver with insufficient coverage.
Why Does It Matter?
Commercial auto insurance matters for compliance and financial purposes. In Florida, vehicles owned, rented or leased for business must be covered by minimum liability coverage. Without it, you may have to pay for costly damages or settle lawsuits out of your own pocket.
Where Should I Purchase This Policy?
Our team at Florida Insurance Group is dedicated to helping businesses in Miami, FL find the right commercial auto insurance policy for their needs. Contact us today to get started with a personalized quote.