Commercial Auto Insurance

Using a work vehicle for personal errands often depends on a company’s policy and commercial auto insurance setup. Some employers allow limited personal use, while others restrict it to business-only driving.   Considerations for Personal Use Company vehicles used for personal activities must have appropriate coverage; otherwise, the business may face denied claims, out-of-pocket expenses or legal issues. Before allowing employees to take a company vehicle off the clock, it’s crucial to understand some key factors: […]

The rise of “nuclear verdicts” has significantly impacted the landscape of commercial auto insurance. These legal judgments, often exceeding $10 million, have created a ripple effect throughout the insurance industry. The Rise of Nuclear Verdicts Nuclear verdicts have become increasingly common over the past decade, driven by several key factors. One of the primary drivers […]

When running a business that uses vehicles, business owners must ensure they are insured properly. Commercial auto insurance is designed to cover vehicles used for business purposes. This can include cars, trucks, vans and other types of vehicles. Key Components of Commercial Auto Insurance A typical commercial auto insurance policy may include the following: Liability […]